CashoutCompare / Cashout vs Hurdlr
Cashout vs Hurdlr
Hurdlr is bookkeeping for the self-employed: income, expenses, mileage and tax estimates, with bank connections and, on its Pro plan, invoicing. Cashout is a free shift and tip tracker for tipped workers. They answer different questions.
Who should pick which
Pick Hurdlr if you run your own business or work as a contractor (rideshare, freelance, a booth-rent stylist with clients and suppliers) and you want your bank transactions, mileage and quarterly tax estimate in one place. If you invoice clients, its Pro plan adds that.
Pick Cashout if you work tipped shifts for an employer and want to track hours, wages, cash tips, card tips and tip-outs, check your pay stubs against your shifts, and estimate your taxes, all free and without an account.
If you do both kinds of work, the honest answer depends on which side is bigger. Hurdlr's listing doesn't mention tips or shifts; Cashout doesn't connect to a bank or track miles automatically.
What each app is
Hurdlr's App Store listing asks, "Are you self-employed, an independent contractor or agent?" and names Uber and Lyft drivers, freelancers and Airbnb hosts among its users. It says Hurdlr "connects with thousands of leading banks as well as Uber, FreshBooks, Square, Stripe and Paypal," lets you "easily capture receipts and create expense reports," and "provides real-time year end and quarterly tax estimates for independent contractors." Its pricing page lists Premium (expenses, mileage with "automatic tracking," and "live tax estimates and reminders") and Pro (invoicing, accounting "for owners and their bookkeepers," and financial reports).
Cashout is built around the shift. You log a job, hours, hourly rate, cash tips, card tips and tip-out, and Cashout shows your net tips, your effective hourly rate (wages plus net tips divided by hours), your best days and a tax estimate. It works offline and with no account.
Side by side
| Cashout | Hurdlr | |
|---|---|---|
| Built for | Tipped workers on shifts | Self-employed workers, contractors and small business owners |
| Price | Free, every feature | Free download; Hurdlr Premium $9.99 a month or $99.99 a year in the App Store |
| Bank connections | No bank or card connection | Yes, "connects with thousands of leading banks" per its App Store listing |
| Automatic mileage | No, you enter trips by hand | Yes ("automatic tracking," Premium) |
| Receipts and expenses | Yes, receipt text read on your phone | Yes |
| Cash tips, card tips, tip-outs | Yes, on every shift | Listing doesn't mention tips |
| Shifts, hours, hourly rate | Yes | Listing doesn't mention shifts |
| Tax estimates | Federal, Social Security and Medicare, and state on W-2 pay; self-employment tax and quarterly estimates on Android only | Year-end and quarterly estimates for independent contractors |
| Invoicing | No | Yes, on the Pro plan |
| Pay stub check | Yes (Paycheck Check) | Listing doesn't mention it |
| Tax filing | No | Listing doesn't mention it |
What Hurdlr does better
- Bank connections. Linking your accounts means business expenses come to you instead of you typing them in. Cashout has no bank or card connection at all.
- Automatic mileage. Hurdlr's pricing page promises you'll "never miss a trip with automatic tracking." In Cashout every trip is a manual entry.
- Connections to the money you're paid through. Its listing says it connects with Uber, FreshBooks, Square, Stripe and PayPal as well as banks. Cashout only knows what you log.
- Running a business. Hurdlr's Pro plan lists invoicing "with credit card payments, collections and bank reconciliation," plus income statements and balance sheets. Cashout has none of that and isn't trying to.
- Contractor taxes on iPhone. Hurdlr's App Store app gives year-end and quarterly tax estimates for independent contractors. Cashout's self-employment (1099) estimate is Android only for now.
What Cashout does better
- Tips as tips. Cashout keeps cash tips, card tips and the tip-out you pay support staff on every shift, splits a tip pool by points with Tip Split, and compares tips you earned with tips you reported to your employer.
- Employee pay. Paycheck Check compares a pay stub with the shifts you logged for that period, and the overtime tracker watches your weekly hours. Those are employee problems, and Hurdlr's listing doesn't address them.
- W-2 taxes. Cashout estimates federal income tax, Social Security and Medicare, and state tax for all 50 states and DC on your wages and tips, and tracks what you've set aside. See tax estimates.
- Price. Cashout is free with no ads. Hurdlr Premium is $99.99 a year in the App Store as of this check.
- No account. Cashout works offline with no sign-in. An account is only for sync, the AI Coach and the Break Room.
Where Cashout falls short
- No bank or card connection. Nothing imports. If you have a lot of business transactions, that's real work Hurdlr would save you.
- No automatic mileage or trip import. You type in every trip.
- No tax filing. Cashout gives you a tax summary PDF and CSV or PDF shift exports for your preparer.
- The iPhone app is behind Android. The App Store version is 5.0.0, English only, and has no self-employment tax estimate. It also values mileage at a flat 70 cents a mile; Android uses the IRS rate for each trip's date.
- No Tax on Tips isn't in the app yet. The estimate doesn't include the new tips or overtime deductions. The No Tax on Tips calculator covers that.
- The AI Coach needs an account and is limited to 50 questions a month.
Price as listed
On October 16, 2026, Hurdlr's App Store listing showed it as a free download with in-app purchases of Hurdlr Premium at $9.99 (monthly) and $99.99 (annual). Hurdlr's own pricing page named the Premium, Pro and Enterprise plans but showed no prices, and it didn't say what the free version includes. I couldn't load a Google Play listing for Hurdlr, so this page relies on the App Store listing and Hurdlr's website. Prices change, so check before you subscribe.
Cashout is free on Android and iPhone. There's nothing to buy.
If you're a contractor, not an employee
Hurdlr is built for people who pay their own tax as they go. If you're not sure which side of that line your job is on, the W-2 vs 1099 guide explains the difference in tax and protections, self-employment tax covers the extra tax a contractor owes, and the quarterly tax calculator works out a payment.
